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Supreme Court's student loan decision will lower US deficit according to new White House projection

The Supreme Court ruling that upended President Joe Biden’s plan to forgive student loan debt changed his budget math

Fatima Hussein
Friday 28 July 2023 15:42 EDT
Biden
Biden (Copyright 2023 The Associated Press. All rights reserved.)

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The Supreme Court ruling that upended President Joe Biden's plan to forgive student loan debt changed his budget math, modestly lowering the projected deficit for this year, his budget office reported Friday.

The White House expects to pare back $259 billion in spending that otherwise would have gone to erasing student loans. This contributed to lowering expected red ink this year under Biden’s budget plans from $1.569 trillion to $1.543 trillion.

The Office of Management and Budget's Mid-Session Review represents the administration's first recalculations of the loan program since the court's June decision, which will affect millions of borrowers.

The court decision initially was expected to reduce the deficit by $400 billion. But a portion of that money will instead be used to pay for a smaller income-driven loan repayment program that goes into effect this summer, according to the report.

Millions of Americans with student loans will be able to enroll in the new SAVE repayment plan that offers some of the most lenient terms the government has ever offered borrowers.

Looking ahead to 2024, the report projects that inflation will continue to decline and the unemployment rate will average 3.8% for the rest of the year. Unemployment is expected to hit 4.4 % in 2024, then decline over the rest of the 10-year budget window to an annual average of 3.8%.

The new forecast comes as Federal Reserve Chair Jerome Powell earlier this week said staff economists no longer foresee a recession.

“There is clear evidence that the President’s economic plan — Bidenomics — is growing our economy from the middle out and bottom up, not the top down,” said Biden's budget director Shalanda Young in a statement accompanying the report.

The administration has been pushing “Bidenomics" as an approach that spurs economic growth through promoting domestic supply chains and favoring firms that use those supply chains through tax credits and other measures.

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