15% bond guarantee

HALIFAX is launching another issue of its five-year guaranteed equity bond, which matches growth in the FT-SE 100 share index. The issue guarantees a minimum of 15 per cent over the five years. Funds invested before 30 June will earn interest of 5.5 per cent.

Britannia Building Society has raised the annual return on its index-linked account from 6.3 to 6.6 per cent gross.

----------------------------------------------------------------- SIX OF THE BEST ----------------------------------------------------------------- Savings ----------------------------------------------------------------- Type Account Term *0% *25% *40% Min pounds GIB Chase de Vere 5 years 7.25 7.25 6.16 50,000 B Soc Leeds & Holbeck Instant 6.80 5.10 4.08 50,000 Tessa Market Harborough 5 years 7.60 7.60 7.60 9,000 ----------------------------------------------------------------- *Compounded annual rate except for GIB (guaranteed income bond) Source: Chase De Vere 071-404 5766 ----------------------------------------------------------------- Mortgages ----------------------------------------------------------------- Type Source Deal Variable Northern Rock* 2.99% discounted rate on 90% loans. Fixed First Mortgage 7.85% for 5 yrs on 75% loans pounds Securities 275 fee Capped Royal Bank of 8.99% for 5 yrs on 95% loans Scotland ----------------------------------------------------------------- *Arrangement fee of pounds 150. Household insurance through Northern Rock. Source :John Charcol 071-611 7000 -----------------------------------------------------------------