The value of ATMcash withdrawals in the UK decreased by four per cent to £76.7 billion in 2025, according to figures from the Link network.
The number of ATM transactions also fell by approximately eight per cent, with 1.27 billion recorded in 2025 compared to 1.39 billion in 2024.
Link, which accounts for 77 per cent of the UK's ATM transactions, reported December 19 as the busiest day in 2025, with £355 million withdrawn.
The average ATM withdrawal value in 2025 was just over £90, and the total number of Link ATMs declined by about five per cent to 42,403 by December 2025.
Despite the overall downward trend, Graham Mott, Link's director of strategy, highlighted that cash remains a vital budgeting tool and an essential payment choice for many people.